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When you apply for a home loan, the chances of getting your application approved depends largely on whether you meet the lender-specific requirements. Some of the important eligibility criteria the lenders have, include high credit score, a steady income, stability in employment, etc.  However, sometimes, if you meet the eligibility requirements, the lender may ask you to get the home loan documents signed by a guarantor. Generally, the lenders ask for a guarantor under the following circumstances:     If you apply for a higher loan amount that is beyond the lender’s policies.     If you have a low credit score or if the score does not meet the lender’s minimum score requirement.      If you have a poor credit history, i.e., you have defaulted on your payments befo

By 2022, the prepaid cards market will exceed a staggering $3.653 trillion. This massive growth has earned interest among the unbanked. Not only that, those not qualified to get a bank account or those with bad credit ratings now have the option to use the best prepaid cards instead. Over the years, businesses and even governments have created amazing prepaid card offers apart from the best prepaid cards that individual consumers use and enjoy. They also often target consumers directly or through partnerships they make with relevant third party payment processors. With continued technological innovations, the services that can be accessed using prepaid cards have become almost limitless. High Impact Use Cases of Prepaid Cards Prepaid Gift Cards Undeniably, one of the most ma

The best prepaid cards combine the functionality of a checking account and credit card. They're often backed by seasoned financial institutions. The best part about these prepaid cards is you can use them anywhere—not just at the ATM or in stores but online too which means it's a must for busy people who are always on the go. The best prepaid cards are a great alternative for people who don't want the hassle and risk associated with credit cards. However, before you can use the best prepaid cards, you need to load money onto the card first. Even ATMs will allow you to withdraw money from local banks using your prepaid cards. When backed up by an established financial institution like most credit cards are, prepaid cards are accepted and honored in places the company is associated with. P

A mortgage broker is there to help you get the best mortgage that suits your situation and needs. They have the knowledge to help you analyse the information and they are regulated too. This means when you are looking at hiring a mortgage broker near me you should also make sure they are licensed. They do not just offer services from one lender they know the plans and services of various lenders so that gives you more of a chance to get a great deal. You can get mortgage brokers who are employed by lenders or you can ones that work privately. They understand the market and they apply what their clients need to find a loan accordingly. Why hire a mortgage broker Mortgage brokers know what is available Having the best mortgage broker like Halifax Equity Release gives you access to the bes

In the past, the best prepaid cards were promoted as a very convenient option for those who don’t have access to banks. However it turns out these particular types of financial instruments also have broader appeal and can actually replace other forms of plastic cards. A recent report by Pew Charitable Trusts indicates some people may be seeking an escape from traditional ways in order to get back on track with their lives after falling off track financially. Undoubtedly, the best prepaid cards have proved to be a lifesaver in a lot of ways. Prepaid cards are useful because they can be used at any store that accepts other plastic credit and debit cards. The advantages of prepaid over traditional plastic cards include easy access to ATMs in case you want cash and no need for personal I

Essex is a county in eastern England and stretches along the North Sea shores sandwiched between Thames and Stour estuaries. Whether you are a first-time buyer, doing a remortgage, buying to rent out, or any intricate loaning situation, we can help you find a mortgage option that suits you together with the best customer service. Our professional team will offer you industry know-how, and skills that will match what you have in mind. We provide expert advice all over the UK. It is vital to do research prior to entering into any Mortgage deals. There are so many mortgage companies in the market today and finding one that perfectly fits your needs can be a daunting task. Get a mortgage broker to take you through the paperwork and also advise you according to your needs. There is a need to u

Conducted once a year, auditing involves a thorough assessment of a company’s financial documents and statements to cross-check that they are truthful and accurate. There’s nothing more brain-crushing than year-end reports accounting. But, it is a storm worth conquering to achieve solid integrity in institutions that would help you grow your company. These institutions include government offices, shareholders, and banks. Besides, accountants in west London requires all listed businesses and companies to have their accounts properly audited. There’s simply no getting around the process if you want your company to run successfully. Whether a small business that's owned by private individuals or big established companies, they all have to push through the meticulous financial audit whic

Nowadays, most of the insurers in Singapore offer maid insurances for domestic workers. Maid insurance is the most popular insurance policy that protects you and your domestic helper. If you are from Singapore, then it is mandatory to purchase this policy for your domestic helper's wellness. By purchasing this, you can save yourself from investing a huge amount of money in case of your domestic helper's illness and injuries. Hiring a domestic helper in Singapore is quite tough and expensive. So, it is necessary to find a policy that offers good coverage at an affordable rate. The healthcare industry is a little bit expensive in Singapore. To avoid unnecessary charges, you should make a better plan for the accidents that may happen in the future. Choosing the best critical illness insura

Take The Time To Take Back Control Over Your Retirement Savings With all that has been happening in the world this in 2020, for many people it’s been really difficult to feel as though they’re in control of much. However, a lot of people have been in the fortunate position of being able to take the opportunity to invest in both their physical and emotional health while in lockdown. Worryingly, though, research suggests that many people might have overlooked their future financial health as result of the coronavirus (COVID-19) outbreak. So as life begins to go back to normal, now is a good time to take back some of that control, starting with retirement savings. Time To Review And Better Organise Finances Establishing financial security is a vastly crucial goal, but it does not happen